Checking/SHARE DRAFT ACCOUNT
You work hard and need a checking account that works hard for you. Bay Media Federal Credit Union
provides you with a variety of checking options which offer the services and convenience you need without charging you
excess fees.
To reorder checks, click here.
Our standard share drafts provide:
- Unlimited check writing capability
- Unlimited P.O.S. transactions; P.O.S. Daily Limit $1,000.00, "Opt In" required for New Members effective July 1, 2010
- Courtesy pay after 30 days up to $300. There is a fee involved of $25.00. Click for “Opt Out”
- An overdraft protection from savings to share drafts ($5 per transfer)
- VISA Debit Card Access; ATM Daily Limit $300.00, "Opt In" required for New Members effective July 1, 2010
- 8 ATM withdrawals free each month at a co-op network ($1 each thereafter)
Choose the share drafts which best serves your needs:
Direct Deposit Checking Accounts
- Must have payroll directly deposited
- No service charge
- No minimum deposit to open account
- First 50 Standard Checks are free
Essential Account
- $5 monthly service fee if balance falls below $500 average daily balance
- First 50 Standard Checks are free
Prestige Account
- $10 monthly service fee if balance falls below $2,000 average daily balance
- First 50 Standard Checks are free
- Dividends paid quarterly
- Fees can reduce earnings on account.
Performance Plus
- Must have payroll directly deposited
- No minimum deposit to set up the account
- $7/monthly service charge
- No checks writing privilege
- No courtesy pay privilege
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