Bay Media Federal Credit Union
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    All Rates  
   
Share Rates


Rates are effective as of 03/18/2010 and subject to change.  Contact Credit Union Staff for further information about current rates, applicable fees and terms.  Fees can result in a reduction of earnings on account. 

Regular & Secondary Shares (Tiered Rate)
   
Rate 
APY (Annual Percentage Yield) 
Minimum Balance: $50  $1 - $500  0.00%  0.00% 
  $501 - $2,500  0.10%  0.10% 
  $2,501 - $10,000  0.15%  0.15% 
  $10,001 - $25,000  0.25%  0.25% 
  $25,001 - $50,000  0.35%  0.35% 
  $50,001 >  0.40%  0.40% 
Dividends calculated daily from date of deposit to date of withdrawal and posted quarterly


Individual Retirement Account (IRA Shares)
   
Rate 
APY (Annual Percentage Yield) 
Minimum Balance: $0  $0- $10,000  0.25%  0.25% 
  $10,001 - $25,000  0.35%  0.35% 
  $25,001-$50,000  0.45%  0.45% 
  $50,001>  0.55%  0.55% 
Dividends calculated daily from date of deposit to date of withdrawal and posted quarterly


HSA Accounts
   
Rate 
APY (Annual Percentage Yield) 
Minimum Balance: $25  1.00%  1.01% 


Club Accounts (Holiday, Tax, Vacation)
   
Rate 
APY (Annual Percentage Yield) 
Minimum Balance: $25  0.20%  0.21% 
Dividends calculated daily from date of deposit to date of withdrawal and posted quarterly 


Money Market Account
   
Rate 
APY (Annual Percentage Yield) 
Minimum Balance: $2,500  $1- $2,500  0.00%  0.00% 
  $2,501 - $10,000  0.20%  0.20% 
  $10,001 - $25,000  0.30%  0.30% 
  $25,001-$50,000  0.40%  0.40% 
  $50,001>  0.50%  0.50% 
Dividends calculated daily from date of deposit to date of withdrawal and posted monthly


Prestige Checking Account
 
Rate 
APY (Annual Percentage Yield) 
Minimum Balance: $2,000  0.10%  0.10% 
Dividends calculated daily from date of deposit to date of withdrawal and posted quarterly

*APY is meant as Annual Percentage Yield; APY is accurate as of the last declaration date.