Bay Media Federal Credit Union
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    Planning  
   
Life Worksheet


(use your browser to print a copy of this useful sheet)

Life Worksheet
Category
Monthly Budget Amount
Monthly Actual Amount
Difference
Income:      
Wages and Bonuses      
Wages and Bonuses      
Interest Income      
Investment Income      
Miscellaneous Income      
Income Subtotal:      
Income Taxes Withheld:      
Federal Income Tax      
State and Local Income Tax      
Social Security/Medicare Tax      
Income Taxes Subtotal:      
Spendable Income:      
Expenses:      
Home:      
Mortgage or Rent      
Homeowners/Renters Insurance      
Property Taxes      
Home Repairs/Maintenance/HOA Dues      
Home Improvements      
Utilities:      
Electricity      
Water and Sewer      
Natural Gas or Oil      
Telephone (Land Line, Cell)      
Food:      
Groceries      
Eating Out, Lunches, Snacks      
Family Obligations:      
Child Support      
Alimony      
Day Care, Babysitting      
Health And Medical:      
Insurance (medical,dental,vision)      
Unreimbursed Medical Expenses, Copays      
Fitness (Yoga,Massage,Gym)      
Transportation:      
Car Payments      
Gasoline/Oil      
Auto Repairs/Maintenance/Fees      
Auto Insurance      
Other Transportation (tolls, bus, subway, taxis)      
Debt Payments:      
Credit Cards      
Student Loans      
Other Loans      
Entertainment/Recreation:      
Cable TV/Videos/Movies      
Computer Expense      
Hobbies      
Subscriptions and Dues      
Vacations      
Pets:      
Food      
Grooming, Boarding, Vet      
Clothing:      
Investments And Savings:      
401(K)or IRA      
Stocks/Bonds/Mutual Funds      
College Fund      
Savings      
Emergency Fund      
Miscellaneous:      
Toiletries, Household Products      
Gifts/Donations      
Grooming (Hair, Make-up, Other)      
Miscellaneous Expense      
Total Investments and Expenses      
Surplus or Shortage (Spendable income minus total expenses and investments)